ISA platform guide

Best ISA platform for a £100,000 portfolio

Annual platform fee comparison for UK investors with a £100,000 ISA. Based on March 2026 published rates.

Cheapest option

InvestEngine

0% — free

£0/year

Best for: ETF-only investors, zero fees

All platforms ranked by annual cost

PlatformFee structureAnnual cost
CheapestInvestEngine0% — free£0
Trading 2120% — free£0
Freetrade0% — free£0
Lightyear0% — free£0
Interactive Brokers0% — free£0
AJ Bell0.25% p.a. (capped at £42/yr)£42
Interactive Investor£5.99/month flat£71.88
Fidelity0.35% p.a. (capped at £90/yr)£90
Hargreaves Lansdown0.35% p.a. (capped at £150/yr)£150
Vanguard0.15% p.a. (capped at £375/yr)£150
Dodl by AJ Bell0.15% p.a.£150
Barclays Smart Investor0.25% p.a. (capped at £1500/yr)£250
Moneybox0.45% p.a.£450.00
J.P. Morgan Personal Investing0.75% p.a.£750

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Fee data sourced from published platform rates, March 2026. Figures are indicative — verify with each provider before investing. Not financial advice.